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Pre-Wedding Perks: DJ ESG's Guide to Unlocking Marriage Benefits Before the Big Day

DJ ESG Season 10 Episode 17

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Ever wondered if you could reap the benefits of marriage before actually walking down the aisle? Explore this unconventional approach with DJ ESG in our latest episode of Wedding Advice. Many modern couples are rewriting the rules by getting legally married prior to their wedding day, and we’re breaking down why this strategy might be a game changer for your big day and beyond. From leveraging tax credits and shared bank accounts to locking in favorable loan rates, early marriage on paper can offer a head start on life’s major milestones. Think of it as acing your finals before the graduation ceremony; the celebration is just the icing on the cake.

Join us as we unpack the practicalities and perks of pre-wedding legal marriage. Discover how couples are securing homes, vehicles, and life insurance policies, all while easing into their new lives together. Whether you're planning a picturesque ceremony or an intimate gathering, understanding the logistics of this trend might just change the way you approach marriage preparation. With DJ ESG’s expertise and engaging insights, you’ll learn how being proactive can make your post-wedding life smoother and more rewarding. Tune in and find out why this forward-thinking approach could be the secret to starting your marriage on the right foot.

Peace, Love & God Above! :-)

Speaker 1:

What's up guys? Dj ESG on Wedding Advice, season Number 10, and today I'm talking about getting married before you actually get married. Wait, what the fuck is he talking about? Yes, on paper, a lot of my bride and grooms are married before the reception day. Do they tell everybody? Uh-uh, only a few people might know, but I'll tell you this.

Speaker 1:

When people say we live together, we own cars together, we pay our taxes together, we're dependents of each other. Sometimes people are pregnant going into a wedding. You see them not drinking liquor. You know something's off Cuckoo. They're married already. They've already went to the courthouse, signed the paperwork, got the documentation, and the reception and the ceremony is all just for show. Well, it's to appease people. It's to have their actual wedding ceremony, their wedding cocktail and their wedding reception, but on paper, to wreak all the benefits that this wonderful government gives you, they're already married.

Speaker 1:

So why buy a house if it's not two of you? Why buy a car if it's not two of you? Why buy a car if it's not two of you? Why buy anything if it's not both of you? A tax credits, b tax credits, c tax credits why not? You know, you also look at it from this perspective. What is my bank account going to look like? Are we going to be on a shared bank account? Are we getting the best APR humanly possible that we can get on different loans that we take out? What is our credit score? Are we building credit off each other? Are we getting there If something happens to me, if something happens to you? Are we on each other's life insurance policy?

Speaker 1:

So people are getting married prior to the wedding. They're showing up to the wedding, married on paper, but officially going through all the motions the day of the wedding. Now, what does that do? Well, it's sort of like going through graduation at college. You've already passed, now you're just having your big ceremony. Or going through graduation in high school. You've already passed through the valedictorian, you've aced that test three weeks ago, you know you're going to be going to LSU or Alabama for school and now you just have to go through a ceremony. Okay, here's my ceremony. It's the same deal, it's the same idea.

Speaker 1:

You're getting married beforehand, coming to the wedding and getting married again, sort of on camera, on video, in front of people having everything documented, except you've already kind of went in front of the justice of the peace and was like hey, high five. We're good, sign here and sign there. Everybody, don't tell nobody. It's good information. I mean, it's like if you're going to know in two years from now that you're going to be engaged, or you're going to be married in two years and you're engaged now, why wait two years to actually sign the paperwork? Get the house, get the car, get everything ready to go. So when you do get married, you're already presented, you're already like, ready to go. You already have the information. You're already 25 steps ahead of the eight ball that everybody else is. You don't have to go buy the house, you have it. You don't have to establish credit together, you have it. You don't have to get insurance plans together, you have it. So when you get back from the honeymoon, you're done, you got it already. All you need now is a piece of paper. Oh, there it is. Well, we already had that piece of paper. Now we have this piece of paper. I had a photographer to get our picture done. I'm telling you, it's great advice. I mean, it's not something you would do back in the day, but now, just to have it on paper, it makes total sense.

Speaker 1:

Let me give you an idea of what I'm talking about Just a very short one. You get a 401k at work. Some people do. You retire, you get that money. You sign into that way earlier. So as you go, you build, build, build, build, build. So that way, when you retire and you get your pension and you get your state check and everything, you get your 401k. It's all there.

Speaker 1:

Why not start early? Why wait two or three years until you actually get married to start all that bullshit? Get it started early. I'm telling you, it's not only great advice, it's fucking fantastic advice. In these days back in the 80s I get it. You don't want to go through any of that. You don't even see each other prior to the ceremony. But now you can just get that one little piece done. It little piece done. It'll save you a ton of money and a ton of headache.

Speaker 1:

And I'll tell you this right now you will already be 85% of everybody else getting to that point. I mean, who the hell doesn't live with each other now? Everybody lives with each other. You live in an apartment, that's one thing. You live in a house. You're going to buy a house. Why wait till you're done getting married? Get that all out of the way now. Get the dog, get the cat, get the tree. Get, get the dog, get the cat, get the tree, get the little picket fence and all that jazz. We're good, we're ready to go Ask somebody. I'm telling you it's great advice. Take it or leave it. You're like what? You can do that? Yeah, you can fucking do that. Go get married, go get engaged, book your venue, go down the street, go get a marriage license, sign the paperwork. All right, now, we don't tell anybody. And yeah, next time April 15th rolls around, I'm claiming you as independent. There we go. Yeah, don't tell anybody. I told you I'll talk later.